> ## Documentation Index
> Fetch the complete documentation index at: https://docs.dintero.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Duration of authorizations

> How long Dintero holds an authorization for each payment method before it expires.

When a customer pays, Dintero creates an authorization that reserves the amount at their bank. You must capture the payment before the authorization expires, or the customer will need to pay again.

## Quick reference

| Payment method | Authorization window |
| - | - |
| Klarna | 28 days (auto-extended to 6 months) |
| Walley | 90 days |
| Card | \~7 days (up to 30+ days depending on bank) |
| Vipps (Visa) | 7 days |
| Vipps (Visa Electron) | 5 days |
| Vipps (Mastercard) | 30 days |
| Swish | No authorization, captured immediately |
| In-person payments (Card (Present)) | No authorization, captured immediately |

> [!WARNING]
>
> If an authorization expires before you capture, the customer must pay again. Use a [payment link](https://docs.dintero.com/docs/integrations/support/send-payment-link.md) to recover the order.

## Klarna

You have **28 days** to capture. Dintero automatically extends the authorization after 23 days, up to a maximum of 6 months, so orders do not expire without warning.

> [!NOTE]
>
> Auto-extension does not apply when the customer selects **Pay by card** within Klarna checkout.

Klarna sends email notifications before each authorization period expires.

The customer's invoice is only generated when you capture, not at authorization. For **installment** orders, the full authorized amount shows as Klarna debt until you capture or cancel.

For **partial captures**, the remaining authorized amount receives a fresh 28-day window. You can extend it manually before expiry, up to 6 months in total.

## Walley

You have **90 days** to capture Walley transactions (invoice and installments). The customer's invoice is generated when you capture.

## Card payments

Card authorizations are typically valid for around **7 days**, but this varies by the customer's bank. Most cards allow captures beyond 30 days as long as the card remains valid and funded.

## Vipps

The authorization window depends on the card type linked to the customer's Vipps account:

| Card type | Authorization valid for |
| - | - |
| Visa | 7 days |
| Visa Electron | 5 days |
| Mastercard | 30 days |

The customer's bank may release the reservation earlier than these limits. Capture is guaranteed within these windows if funds are available.

## Swish

Swish skips the authorization stage entirely. Approved payments go directly to **Captured**, so there is no authorization window to manage.


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