> ## Documentation Index
> Fetch the complete documentation index at: https://docs.dintero.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Split payments across sellers

> Automatically split each payment across multiple sellers or merchants. Built for marketplaces and platforms that need to distribute funds to many recipients.

Run a marketplace or platform where payments need to be distributed to multiple sellers. Dintero Split Payout lets you onboard sellers, define how each payment is split, and automatically route funds to the right recipients after each transaction.

The customer sees a single checkout. Behind the scenes, Dintero splits the captured amount according to the rules you define in the session.

```mermaid theme={null}
sequenceDiagram
    participant Customer as Customer
    participant Checkout as Checkout page
    participant API as Dintero API
    participant Platform as Platform
    participant SellerA as Seller A
    participant SellerB as Seller B

    Platform->>API: Create session with split rules
    API->>Checkout: Display checkout
    Customer->>Checkout: Pay full amount
    Checkout->>API: Payment captured
    API->>Platform: Callback with transaction status
    API->>SellerA: Payout (split share)
    API->>SellerB: Payout (split share)
```

## Integration steps

**1. Activate Dintero Payout**

Enable Dintero Payout on your account. This is the underlying service that handles fund distribution to multiple recipients.

See [Activate payout](/docs/checkout/split-payment/activate-payout.md) for the activation process.

**2. Onboard sellers as payout destinations**

Each seller on your platform needs to be registered as a **payout destination**. This involves collecting their business details and completing KYC (Know Your Customer) verification through Dintero.

You can onboard sellers through Backoffice or programmatically via the management API.

See [Add payout destinations](/docs/checkout/split-payment/add-payout-destinations.md) for both approaches.

**3. Create sessions with split rules**

When creating a checkout session, include a `split` configuration that defines how the payment is distributed. Each split rule specifies a payout destination and the amount or percentage that recipient should receive.

The customer sees a normal checkout and pays the full order amount. After capture, Dintero distributes the funds according to your split rules.

See [Create a split session](/docs/checkout/split-payment/creating-split-session.md) for the payload structure.

**4. Handle the payment result**

The callback includes the transaction status and split details. Capture the transaction when the order is ready to ship, and Dintero distributes the funds to each seller's payout destination.

Refunds are also split. When you refund a transaction, each seller's share is returned proportionally.

**5. Monitor settlements and reports**

Track payouts to each seller through settlement reports. You can view reports per payout destination to reconcile what each seller has been paid.

See [Split reports](/docs/checkout/split-payment/split-reports.md) for report formats, and [Fund transfer](/docs/checkout/split-payment/fund-transfer.md) for manual transfers between destinations.

**6. Test the integration**

Use your sandbox account (`T` prefix) to verify that split rules are applied correctly. Create sessions with multiple payout destinations and confirm the split amounts in the transaction details.

See [Testing split payments](/docs/checkout/split-payment/testing-split-payments.md) for test scenarios.

## What's next

> **[Split Payout overview](/docs/checkout/split-payment/split-overview.md)**
>
> How split payouts work and the steps to get started.

> **[Activate payout](/docs/checkout/split-payment/activate-payout.md)**
>
> Enable Dintero Payout on your account.

> **[Add payout destinations](/docs/checkout/split-payment/add-payout-destinations.md)**
>
> Onboard sellers and create payout destinations.

> **[Create a split session](/docs/checkout/split-payment/creating-split-session.md)**
>
> Build a session with split payment rules.


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